Mini Cobra and State Continuation Updates
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Topics: mini cobra, travis cobra, webcobra
States are continuing to enact legislation affecting State Continuation and Mini Cobra and to support our customers, we updated our software in preparation. The following States have changed their coverage options, and we have modified WebCOBRA.com and TravisCobra to reflect these changes:
Missouri
Missouri residents can now receive up to 36 months coverage with the addition of 18 months of coverage for Termination and Reduce Hours.
Illinois
Illinois mini cobra has been extended to 12 months of continuous coverage from the FDLOC for events such as Termination and Reduced hours.
Oregon
Oregon mini cobra and State Continuation enhancements have been implemented for events occurring between 09/01/2008 – 12/31/2009. Mini Cobra for Oregon will now offer 9 months of coverage from the FDLOC for the following events:
-Termination – 31 day election period
-dependents loss of coverage due to employees death – 60 day election window, 45 day payment grace
-divorce – 60 day election window, 45 day payment grace
Ohio
Ohio Mini Cobra have also decided to offer a 12 month coverage period from the FDLOC for the following event that occurred between 04/01/2009 – 12/31/2009.
-Termination – 31 day election period
Virginia
Virginia State QB’s enrolled in State Mini cobra are now eligible to receive a total of 9 months coverage period from the FDLOC for events occurring between 09/01/2008 – 12/31/2009.
Termination- 60 day election period
To inquire about any of these State mandated changes please refer to each State’s Insurance website or find out who to contact at this site: http://www.patientadvocate.org/index.php?p=178#VA
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